Aspen Colorado Mortgage

Aspen of Colorado

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Stone Creek Mortgage assists home buyers with mortgages. Seeking a mortgage lender licensed in Colorado and operating in Aspen? Stone Creek Mortgage is the right Colorado Loan originator to choose in Aspen. Aspen is home to come of the best and most beautiful skiing in the world!

Please contact us for your next mortgage, whether you need today’s rates, or someone to help with your FHA or VA mortgage, call us and we’ll explain your options.

Aspen Colorado

Aspen Colorado

Stone Creek Mortgage is a Colorado licensed Mortgage Broker Serving Aspen, Pitkin County, El Jebel, Carbondale, and Glenwood Springs

HISTORY

The city of Aspen is located on the western slope of the Rocky Mountains in central Colorado at an elevation of about 7,900 ft. Known as a stylish resort, famous for its winter skiing and summer cultural events, the history of Aspen did not start out that way.

In the winter of 1879, a group of silver miners ignored the warning from Frederick Pitkin, governor of Colorado, to return to Denver over the Continental Divide because of an uprising by the Ute Indians. Originally named Ute City in 1880, the settlers renamed it to Aspen because of the abundance of Aspen trees in the area. Aspen surpassed Leadville as the nation’s most productive mining districts for silver. By 1893, the population of Aspen grew to 12,000 residents and the town included banks, a hospital, two theaters, an opera house and electric lights. When the silver economy collapsed, the Aspen mines closed down and thousands of miners were out of work.

By 1930, only 705 residents remained, along with old business blocks and excellent snow. However, Army soldiers in the 1930’s and ‘40s came to Aspen from Camp Hale for recreation and kept the economy going. In 1946, investors decided to build a ski area and the Aspen Skiing Corporation was founded and became a well-known resort hosting the FIS World Championships in 1950. Aspen was becoming an internationally known ski resort and cultural center. The Aspen Music Festival and School was established and three additional ski areas were built. Buttermilk and Aspen Highlands in 1958 Aspen Highlands and Snowmass in 1969 all contribute to the notoriety of Aspen skiing.

In the late 20th century, Aspen has developed as a haven for celebrities and misfits. John Denver, one of the well-known resident, was inspired by the beauty of Aspen and wrote several folk songs about the town including “Aspenglow” and “Starwood in Aspen.” Hunter S. Thompson, journalist and author known for his “Gonzo” journalism style of reporting, was embraced by many locals for his embodiment of the “freak power” ethic of the community.

The city of Aspen is nestled along the southeast (upper) end of the Roaring Fork Valley, along the Roaring Fork River a tributary of the Colorado River and is about 40 miles south of Glenwood Springs, Colorado. The beauty of Aspen comes from the surrounding mountains and wilderness areas on three sides – Red Mountain to the north, Smuggler Mountain to the east, and Aspen Mountain to the south.

Well-known celebrities call Aspen their home whether part-time or full-time. Antonio Banderas and Melanie Griffith live in Woody Creek. Kevin Costner lives near Aspen towards Independence Pass. Michael Eisner the former CEO of Disney lives in Aspen. Part-time residents for years Goldie Hawn and Kurt Russell call Aspen their home.

STATISTICS

The City of Aspen is the county seat of Pitkin County, Colorado and is the most populous city with the fourth highest per-capita income of any county in the US. In 2005, the US Census Bureau estimated the population of Aspen was 5,804. The city of Aspen has a total area of 3.5 square miles of land. There are 2,903 households with 1,082 families residing in the city. The population density is 1,675.4 people per square mile and there are approximately 4,354 housing units.The median income for a household in the city is $53,750, and the median income for a family is $70,300. The per capita income for the city is $40,680.

Aspen elevation is 7,900 feet, which means cool nights year-round, and strong sunshine in the summer. Expect short afternoon rain showers during warm summer days. You can enjoy above freezing temperatures during the day in the winter. The average daytime temperatures for winter is between 34 degrees F and 45 degrees F. The average daytime temperature for summer is 61 degrees F to 77 degrees F.

HOUSING

Aspen ’s historic character has been challenged in recent decades by skyrocketing property values and building growth of second homes. This has been shutting low- and middle-income workers out of the city. However, people who live in nearby communities such as Basalt and Carbondale, commute to work in Aspen. Today, Aspen is known for its international fame as a glitzy playground for the rich and famous. The Aspen downtown area has been transformed into an upscale shopping district that includes high-end restaurants, salons, and boutiques.

Aspen ’s booming real estate market has forced the city to struggle between permitting growth and restricting it. Aspen today remains a mix of high-end luxury homes and condos intermixed with legacy residences and mobile home parks populated by original residents of Aspen struggling to maintain the unique character of the city.

If you are considering moving to Aspen, Colorado, or own a home in Aspen, Stone Creek Mortgage can help with your real estate financing needs. We are a direct mortgage lender and mortgage lender who has helped many people obtain mortgage loans for homes. Even if you are unable to obtain conventional financing or have special needs on any property in Aspen,  Stone Creek Mortgage can find the right financing for you. He has funded loans within a week of application and will find the right and fairest solution for your home mortgage loan. Stone Creek Mortgage can also fund your loan on commercial property in Aspen, and the neighboring cities like Carbondale and Glenwood Springs.

TOP 5 ATTRACTIONS

The St. Regis Aspen Resort located at 315 East Dean Street, Aspen, CO, phone 970 920 3300. This famous resort is located at the base of the majestic Aspen Mountain and within steps to the heart of the historic town. Enjoy a relaxing time in the Remède Spa or dine at Chef Todd English’s celebrated Olives restaurant. .

Hotel Jerome, one of THE most prestigious hotels built in 1889, is located at 330 East Main Street, Aspen, CO, phone 970-920-1000. Owner Jerome B. Wheeler built the hotel to emulate the great European hotels and to create an aura of cosmopolitan civility in an uncivilized mining town. This hotel was one of the first buildings west of the Mississippi River to be fully run by electricity. The hotel includes 90 guest rooms, 15 bathrooms, indoor plumbing, hot and cold running water, steam heat and an elevator. The Jerome Bar or J-Bar in the hotel is the most popular place to gather in the town of Aspen. This authentic 1889 saloon is lively with a casual atmosphere and a place of good times, good food and good drink.

Aspen Art Museum located at 590 N. Mill St., Aspen, Colorado, phone 970 925 8050, showcases exhibits highlighting the work of nationally known contemporary artists. Each year the museum hosts an exhibit promoting local talent. Enjoy a free wine-and-cheese reception on most Thursdays each week.

Mill Street Fountain located at Mill St and Hyman Avenue, Aspen, Colorado phone 970 920 5120, is a great attraction for kids and families. The fountain streams a water geyser out of a street-level grate at alternating intervals for a fun public sprinkler for kids to run through. Parents can sit and watch the kids play from the nearby Popcorn Wagon table.

Aspen Skiing is the number one attractionYou have a choice to ski on four fun mountains. Snowmass with 3,132 acres of pure powder terrain is great for all levels of skiers. Aspen Mountainhas 673 acres of difficult to expert powder terrain. Aspen Highlands has 1,010 acres of easy to difficult terrain for skiers. Buttermilk has 470 acres of rolling mountain ski terrain just right for beginners to intermediates.

PARKS SYSTEM

Maroon Bells
3125 Maroon Creek Rd
Aspen CO
Phone: 970 925 3445
Web site: http://www.stayaspensnowmass.com/p-maroon-bells-wilderness.php

Maroon Bells is the signature mountain peaks defining Aspen, Colorado. Called Maroon Bells because of the three prominent and sharply defined peaks it is the most photographed in North America. There are an easy hiking and biking trails around Maroon Lake at the base of the mountains that offers you spectacular views.

Grottos Trail 
Highway 82
Aspen, Colorado
Phone: 970 925 3445

To find Grottos Trail follow Highway 82 for nine miles to Weller Campground. There you will see a sign marked “trailhead.” Turn right into the parking area. To see a breathtaking view cross the bridge and follow the Old Stage Road to a picnic spot along the Roaring Fork River. Several picnic spots are available along Grottos Trail to enjoy the beauty and majesty of a mountain picnic.

SCHOOLS

Aspen School District
235 High School Road
Aspen, Colorado, 81611
Phone: 970 925 3760
Web site: http://www.aspenk12.net/

Aspen schools are located at the base of the Aspen Highlands ski area and consist of a Preschool, Elementary School, Middle School, High School, and a Community (Charter) School.

TOP BANKS

Wells Fargo Bank Na 
119 South Mill Street,
Aspen, CO
Phone: 800 869 3557

First Colorado National Bank 
601 Hopkins
Aspen, CO 81611
Phone: 970 925 3535

Community Banks of Colorado – Aspen 
210 North Mill Street
Aspen, CO 81611
Phone: 970 544 8282

Vectra Bank Colorado 
534 E. Hyman
Aspen , CO 81612
Phone: 970 925 6700

TOP EMPLOYERS

Town of Snowmass Village 
P.O. Box 5010
Snowmass Village 81615
Phone: 970 923 3777
Web site: www.tosv.com

Working for the Town of Snowmass Village offers opportunities to work and play in a beautiful resort community. Job opportunities include construction work, administrative work, outdoor work and much more.

Aspen Skiing Company 
Aspen, Colorado
Phone: 1 800 525 6200

The Aspen Skiing Company operates four ski areas, Snowmass, Aspen Mountain, Aspen Highlands, and Buttermilk, as well as The Snowmass Residence Club, and The Little Nell. Employment includes a free unlimited four-mountain pass and great benefit package.

LINKS

Phone Service 
Qwest Communications
Phone: 800 244 1111

Purchase Phone Equipment 
AT&T
Phone: 800 222 0300

AT&T Broadband new service 
Phone: 970 925 4098

Electric 
Holy Cross Electric Company for new service:
Phone: 970 925 7311

Gas Service 
KN Energy for new gas service:
Phone: 800 563 0012

Garbage Service 
BFI of Colorado
Phone: 945 1300

SHOPPING MALLS

The city of Aspen downtown district display its unique heritage with sophisticated businesses around each corner. The business district is just twelve blocks with gorgeous bronze sculptures adorning the streets. Just a quick two-minute walk and you will find Italian-crafted stilettos, antler chandeliers and just about every style and glamour available. Enjoy Aspen’s Western-wear shops, beauty bars offering loofah scrubs and salt-glow rubs. If you enjoy the outdoors, you’ll find an abundance of biking, tennis, golf, skiing, fishing and hiking shops around each corner.

Glenwood Springs Mall 
51027 Hwy. 6 & 24
Glenwood Springs, CO   81601
Phone: (970) 945-1200
Web site: http://www.glenwoodmall.com/

For a shopping adventure, visit the Glenwood Springs Mall. From Aspen head north on Highway 82 and turn left on 6 th and a right onto Old Highway 6 and 24. Go past Mel Rey Road and the Mall is on the right.

 

We offer mortgages for other Mountain property areas like Vail and Summit County.