Fort Collins Colorado Mortgage

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Fort Collins Colorado

Fort Collins Colorado

Stone Creek Mortgage assists home buyers with mortgages. Seeking a mortgage broker licensed in Colorado? Stone Creek Mortgage is the right Colorado Loan originator to choose in Fort Collins. Fort Collins is home to Colorado State University and many great outdoor activities .

Please contact us for your next mortgage, whether you need today’s rates, or someone to help with your FHA or VA mortgage, call us and we’ll explain your options.

Fort Collins Mortgage by Stone Creek Mortgage.


Travelers in the early 1860’s along the Overland Trail stopped at Camp Collins on the Cache La Poudre River. This camp was named for Colonel W. O. Collins a commander of the eleventh Ohio Cavalry from Fort Laramie, Wyoming. In 1864, a fort was established and the camp was renamed Fort Collins, Colorado. In 1873, when a community grew around the fort and became a center of trading, shipping and manufacturing, the town was incorporated. In the 1870s, buildings were built and classes began at the state agricultural college at Fort Collins, Colorado. The school became to be known as Colorado State University.

Several hardships plagued Fort Collins in the 1870s, from a bank failure, grasshopper infiltration to other business problems. However, the economy of Fort Collins was given a boost by the arrival of the Colorado Central Railroad. Irrigation canals were built that helped to expand farming options near the town. Barley, wheat, and oat were successfully grown as were the cultivation of sugar beets and alfalfa. Beet tops proved to be excellent and abundant food for local sheep. By the early 1900s, the area was referred as a “Lamb feeding capital of the world.” The Great Western sugar processing plant built its facility in Fort Collins in 1903.

The residents of Fort Collins were always mindful to preserve and restore their heritage. In 1974, they had formed the Fort Collins Historical Society to encourage the preservation of historic buildings and documents, and to provide educational opportunities for people to learn about the city’s past.

Today’s Fort Collins, Colorado offers a rich mix of history, cultural interest of a university town and attracts high-tech businesses to the city. As with any typical city in Colorado, there are abundant outdoor activities and beautiful scenery surrounding Fort Collins, Colorado. In 2003, Men’s Journal magazine chose Fort Collins, Colorado as one of the best places to live because of the outdoor activities, cultural amenities and active lifestyle.


Fort Collins is located east of the Rocky Mountain foothills of the Northern Front Range and is approximately 65 miles north of Denver, Colorado and 45 miles south of Cheyenne, Wyoming. The elevation is 5,003 ft above sea level and boosts several prominent geographic landmarks such as the Horsetooth Reservoir and Horsetooth Mountain. Horsetooth Mountain is named because of a tooth shaped granite rock that dominates the city’s western skyline. The Cache La Poudre River and Spring Creek run through Fort Collins.

The City of Fort Collins is the county seat of Larimer County and its most populous city. This large college town is home of Colorado State University. There are approximately 125,000 residents in Fort Collins, Colorado making it fifth most populous city in Colorado.

According to theUS Census Bureau the city has a total area of 47.1 square miles of which 46.5 square miles is land and 0.6 square miles is water. Fort Collins, Colorado experiences about 296 days of sunshine per year and 22 days with 90º + weather. The average temperature in July is 71.2º. Annual snowfall averages 57.4 inches and the snow generally melts within a few days. Average precipitation overall is about 15 inches.

In 2000, there were 45,882 households with the average household size of 2.45 and the average family size was 3.01. The median age was 28 years old and the median income for a household in the city was $44,459, and the median income for a family was $59,332. The per capita income for the city was $22,133 and approximately 5.5% of families and 14.0% of the population were below the poverty level.


Fort Collins, Colorado has beautiful well-kept neighborhoods surrounding the city.

In the northeast section of the city is the Briarwood subdivision. This subdivision provides new homes on two plus acre lots with lake rights and a beach area. Dellwood Heights is an older neighborhood built in the 1970s and offers medium priced homes in all styles. Adriel Hillstown homes offer one to three bedroom single-family detached condominiums and one and two story units. A small golf course, an indoor/outdoor pool and tennis courts are just some of the amenities to Adriel Hills.

University Acres and South College Heights subdivisions are located in the east central part of town. These subdivisions were built in the 1950’s and 1960’s and make up the core of Fort Collins. Homes are primarily brick and frame, many with one-car garages, full basements and mature trees. The neighborhood is close to shopping and schools.Mission Hills and Cottonwoodsubdivisions are also located in this area of town and both include multi-level styles in addition to one and two story homes. The landscaping is established with great cul-de-sac locations and wide streets. Condominiums and senior citizen facilities are also available.

Southeast of the town on the north shore of Warren Lake is WARREN SHORES, featuring contemporary patio and custom homes. The styles of these homes are unique and distinctive. Built in the 1970’s, they offer beautiful views and mature landscaping on expansive greenbelts. Custom-built homes on small acreages are part of FAIRWAY ESTATES,another distinctive subdivision in this area. These homes, built in the 1960’s and 1970’s, consist of a wide variety of styles with mature landscaping, good views and private settings.

Southwest of Fort Collins CHELSEA RIDGE subdivision offers unique, exclusive home sites with trees and views. The COUNTRY MEADOWSsubdivision in this area headlines five different floor plans, all with 3-5 bedrooms, 2-3 baths and an optional 3-car garage. You’ll love living in this area because of the views of the Front Range Mountains and its “Protective Covenants”.

West central area of Fort Collins showcasessubdivisions such asFAIRVIEW that lies just west of the campus. This subdivision was built during the 1960’s, incorporating ranch, bi-level and tri-level styles of homes. WAGON WHEEL is a newer area, built in the 1980’s with smaller houses of brick and frame construction and attractive facades. TheCASA GRANDE TOWNHOMES in the area are designed for adult living and have attached two car garages with both brick and frame construction.

The west central area of Fort Collins includes subdivisions such as Drake Crossing, Raintree Village and Cedarwood Shopping Plaza.

If you are considering moving to Fort Collins, Colorado and looking to finance a new or used home, contact Stone Creek Mortgage. We have helped thousands of people for over 14 years get loans for homes in Fort Collins. Even if you are unable to obtain conventional financing on any property in Fort Collins, Stone Creek Mortgage can find the right financing for you.  He has funded loans within 96 hours of the initial request and finds you the right and fairest solution for your home mortgage loan.


Much of Fort Collins’ attractions are centered on the students of Colorado State University This public, four year accredited comprehensive research university has approximately 24,700 students from every state and more than 85 foreign countries. Colorado residents comprise 80% of all students and there are 1,450 faculty members. Colorado State University is situated on nearly 5,000 acres of land, including the main campus, a foothills campus, an agricultural campus and a mountain campus. Colorado State University has devoted 4,600 acres for research centers, Cooperative Extension offices and Colorado State Forest Service stations. The University is acclaimed as one of our nation’s leading research universities with world-class research in infectious disease, atmospheric science, clean energy technologies, and environmental science and was founded in 1870 as the Colorado Agricultural College

Old Town Fort Collins, Colorado gives you the feeling of a settler life when walking down this well-preserved downtown district. Twenty-three historical buildings are part of both national and local designated historic districts. Enjoy browsing local landmarks such as the Armstrong Hotel, a Fort Collins landmark that was restored in 2004 to its former “Art Deco” elegance. When walking down Main Street you may notice a strong resemblance to Disneyland’s Main Street USA: That’s because Disneyland’s Main Street was modeled after downtown Fort Collins. On a leisurely stroll down Old Town Fort Collins, make sure to take in the beauty of the surrounding area and stop by the antique, retail and candy and confectionary shops. With over 84 restaurants to choose from and countless places to dine indoors or outdoors makes Old Town Fort Collins the best place to visit. And if you get tired, ride the only original trolley car west of the Mississippi through the beautiful historic Old Town neighborhood.

Fort Collins Lincoln Center located at 417 West Magnolia, Fort Collins, phone 970 221 6735 is home to the Fort Collins Symphony Orchestra and one of Colorado’s largest and most diverse presenters of professional theatre, dance, music, visual arts and children’s programs. It features two performing art spaces – a 1,180-seat performance hall and a 220-seat theatre- three galleries, and an outdoor sculpture/terrace/performance garden. It also has three conference/special events rooms available for rentals.

Beer lovers will enjoy tasting great brews at Fort Collins three microbreweries.

New Belguim Brewing Company located at 500 Linden, Fort Collins, Web site, is home to the famous Fat Tire beer. The Brewery started out in 1991 when the owner brewed beer in his basement. The beer was so popular he moved the brewing process to the old railroad depot. As the business expanded he moved the brewing facility to a 50 acre campus. New Belgium is the largest of the local craft-breweries, with national distribution from California to states east of the Mississippi.

Odell Brewing Company located on 800 East Lincoln Avenue just three quarters of a mile east of downtown Fort Collins, Web site began as a passion for crafting great beer. Doug Odell, founder of Odell Brewing, started brewing beer in his Seattle kitchen. When there was high demand for his home brew, he searched for a good location to take his business commercial. He moved to Fort Collins to be closer to his sister and opened the brewery in 1989. The original brewery was located in an old grain elevator built in 1915. This was the second microbrewery to open in the state of Colorado. The brewery employed four floor levels to gravity-feed its beer from a 15-barrel brew kettle into open fermentation tanks, through cellaring and into draft kegs – the only package then offered. Now the brewery produces at an annual rate of almost 40,000 barrels and offers five different keg sizes and half-gallon draft jugs.

Fort Collins Brewery located at 1900 E Lincoln Ave, Fort Collins, phone 970 472 1499, Web site offers hand crafted beers and cold aged lagers.


Spring Canyon Community Park located at 2626 W. Horsetooth Road, Fort Collins, is 100 beautiful acres nestled against the foothills of western Fort Collins. Inspiration Playground is Colorado’s first universally accessible playground with two plus acre Dog Park and a free ride course for endless mountain biking fun. You’ll find easy access to Cottonwood Glen Neighborhood Park and Pine Ridge Natural Area. Enjoy picnic shelters, open turf areas, ball fields and basketball and tennis courts.

City Park was also known as Sheldon Lake is located at 1500 W. Mulberry Street, This 85 acres of park offers playgrounds, outdoor pool, tennis courts, shelters and picnic areas.

Fossil Creek Park located at 5821 Lemay Avenue offers 99 acres of fun outdoor activities. From sports fields to playgrounds to Tar Pits Play Area and Adventure Island for kids, Fossil Creek Park has something for everyone.

Fort Collins has several trails located in and around urban Fort Collins. Enjoy walking, jogging, in-line skating, biking, or even a leisurely stroll on these well-maintained trails. Many of these trails serve as commuter routes for students and residents.

Poudre Trail meanders along the Poudre River for 10.6 miles. It currently runs between the Overland Trail at Lyons Park and the Environmental Learning Center on E. Drake.

Spring Creek Trail is 6.6 miles and follows Spring Creek through several parks in mid Fort Collins. It currently extends from West Drake Road to the confluence of Spring Creek and the Poudre River where it joins the Poudre Trail. The Spring Creek Trail extends through a new underpass of Taft Hill Road. This highly popular trail continues to Spring Canyon Community Park and the Pineridge Natural Area.

Mason Trail serves as a convenient route in the central core of the City of Fort Collins. The trail stretches from the Spring Creek Trail to south of Harmony Road and adjacent to the Burlington Northern Santa Fe (BNSF) railroad corridor.

Foothills Trail is a 6.8-mile earthen and rugged trail that travels along the foothills parallel to Horsetooth Reservoir from Dixon Reservoir at Pineridge Natural Area to Reservoir Ridge Natural Area and Michand Lane.

Fossil Creek Trail is a 2.4-paved mile trail running through the Cathy Fromme Prairie Natural Area along Fossil Creek.

Power Trail is a 2.75-paved mile trail that follows the west side of the Union Pacific Railroad south from Edora Park to south of Harmony Road via Golden Meadows Park and McMurry Ave.


Poudre School District provides Kindergarten through 12th grades for students living in Fort Collins, Colorado. It is the second largest employer in Fort Collins.

Some of the elementary schools in Fort Collins include Bennett Elementary School, Ridgeview Classical Charter Schools, Moore Elementary School, Werner Elementary School, Dunn Elementary School, Beattie Elementary School, Riffenburgh Elementary School, Laurel Elementary School, Spring Creek School, Irish Elementary School.

The junior high schools in Ft. Collins include Ridgeview Classical Charter Schools, Lesher Junior High School, Lincoln Junior High School, Webber Junior High School, Boltz Junior High School and Preston Junior High School.

The local high schools in Fort Collins include Fort Collins High School, Rocky Mountain High School, Poudre High School, Fossil Ridge High School and Centennial High School.

Front Range Community College maintains a campus in the city and offers Associate’s degrees in arts, science, general studies and applied science. The college offers 17 high school vocational programs and more than 90 continuing education classes.

Colorado State University is located in Fort Collins, Colorado. This public, four year accredited comprehensive research university is the main university in Fort Collins.

The University of Phoenix has satellite campus located in Fort Collins, Colorado.

Regis University has a satellite campus in Ft. Collins, Colorado.


Wells Fargo- NA
401 S. College Ave.
Fort Collins, CO 80521
Phone: 800 869 3557

Wells Fargo
2827 E. Harmony Road
Fort Collins, CO 80521
Phone: 800 869 3557

First Bank
Elizabeth and Taft in King Soopers
1013 E. Harmony Rd.
Timnath, CO 80525
Phone: 970 223 4000

First Bank 
205 W. Oak St.
Fort Collins, CO 80521
Phone: 970 494 5520

U.S. Bank Ft. Collins – Howes Office
400 S. Howes St.
Fort Collins 80521
Phone: 970 493 5506

US Bank – Horsetooth Office
301 E. Horsetooth Rd.
Fort Collins, CO 80521
Phone: 9702070799

US Bank
4503 John F Kennedy Pkwy
Fort Collins, CO 80521
Phone: 970 266 8591


Fort Collins’ economy has been described as well-balanced, with a good mix of manufacturing and service-related businesses. Top employers in Fort Collins range from manufacturing to health services and of course Colorado State University.

Colorado State University is located in Fort Collins, Colorado and employs over 6,600 people. This public, four year accredited comprehensive research university has approximately 24,700 students from every state and more than 85 foreign countries and includes 1,450 faculty members. Colorado State University campus occupies 5,000 acres of land, including the main campus, a foothills campus, an agricultural campus and a mountain campus. 4,600 acres of land are dedicated to research centers, Cooperative Extension offices and Colorado State Forest Service stations. Colorado State University is acclaimed as one of our nation’s leading research universities with world-class research in infectious disease, atmospheric science, clean energy technologies and environmental science.

Poudre Valley Health System employs 4,200 people and provides a regional network of health care services for people living in northern Colorado, southern Wyoming and western Nebraska. Their network includes a new hospital and Medical Center of the Rockies.

Poudre School District employs 3,000 people and provides Kindergarten through 12th grades for students living in Fort Collins, Colorado. It is the second largest employer in Fort Collins

Hewlett Packard employs 3,000 people and is located at 3404 E Harmony Rd, Fort Collins, phone 970 898 0000. Hewlett Packard manufactures high tech equipment for today’s businesses.

Anheuser-Busch located at 2351 Busch Drive, Fort Collins, phone 970 490 4500 is the well known brewery of Budweiser beer. Both brewing and distribution take place at their Fort Collins location.

Advanced Energy located at 1625 Prospect Parkway, Fort Collins, phone 970 221 4670 is a global leader in innovative power and flow technologies for high-growth, thin-film manufacturing and solar power applications. Specifically, they produce semiconductors, solar cells, flat panel displays, data storage products, architectural glass, solar grid-tie inverters and other advanced product applications.


City of Fort Collins (Electric, Water, Wastewater, Storm Water)
City Hall West
300 LaPorte Ave.
Fort Collins, CO 80524
Phone: 970 221 6878
Web site:

Larimer County 
200 W. Oak Street
Fort Collins, CO 80521
Phone: 970 498 7000
Web site:

Amerigas for Propane
1036 Smithfield Dr.
Fort Collins, CO 80524
Phone: 970 484 8140

Gallegos Sanitation
1941 Heath Pkwy. Ste. #2
Fort Collins, CO 80524
Phone: 970 498 4085

Poudre Valley Rural Electric
Electric service for those outside city limits.
Phone: 970 226 1234
Web site:

Century Link- Formerly Qwest
Local phone service and Internet service
Phone: 970 679 7000
Web site:

Waste Management
Trash Service
Phone: 970 482 6319

Xcel Energy
Natural gas service
Phone (800) 895 4999
Web site:


You’ll enjoy shopping at the great malls in and around Fort Collins, Colorado.

The Foothills Fashion Mall located at 215 Foothills Parkway, Fort Collins, Colorado phone 970 226 5555 has over 100 nationwide retailers and local stores and good eating at its food court.

The Promenade Shops at Centerra located at 5971 Sky Pond Drive, Loveland, CO, phone 970 461 1285 is located just off I-25 & Hwy 34. This open-air shopping mall has over 60 specialty shops and restaurants.

Outlets at Loveland located at I-25 & Hwy 34, at 5661 Mcwhinney Blvd, Loveland, phone 970 663 1916 is northern Colorado’s biggest outlet stores with well-known retailers like Bass, Carters, Coleman, Ann Taylor, Levi’s and much more.