Jefferson County Colorado Mortgage

Jefferson County Colorado Mortgage

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Jefferson County Colorado

Jefferson County Colorado

Stone Creek Mortgage assists home buyers with mortgages. Jefferson County is known for Red Rocks the biggest outdoor music venue in the country!

Please contact us for your next mortgage, whether you need today’s rates, or someone to help with your FHA or VA mortgage, call us and we’ll explain your options.

HISTORY of Jefferson County Colorado Mortgage

Jefferson County, Colorado rich history dates back to the 1850’s when gold was discovered in the Rocky Mountains and the surrounding area. When the gold-seekers came to Jefferson County in 1858, there were fewer than 200 settlers in the area. Two years later nearly 35,000 people settled in the Jefferson County area. Both farmers and ranchers thrived in the area because they sold food and supplies to the mining towns scattered throughout the mountains.

In 1855, the Kansas Territory established Arapahoe County to include the area of eastern Colorado to the Continental Divide. However, in 1861 the Colorado Territorial Legislature formally organized Jefferson County. They named the county after the third U.S. President, Thomas Jefferson.

In the late 1850’s gold was discovered in and around Jefferson County. From the confluence of Cherry Creek and South Platte River to Idaho Springs, gold lined the pockets of prospectors. Mining camps were set up in Central City and Black Hawk and along the Hogback in Idledale as well as on Lookout Mountain and in Genesee. Three mining districts – Bergen District located in Bergen Park, Junction District located in Conifer and Mt. Vernon District located in Mt. Vernon Canyon- were formed and operated in central Jefferson County.

When Colorado became a territory, Jefferson County was one of the original 17 counties created by the Colorado Territorial Legislature. Golden City was named the capitol of the Territory of Colorado.

The history and success of any town or county in Colorado has always been based upon the history of the railroads. In December 1872, the narrow gauge section of the Colorado Central Railroad linked Denver and Golden with Central City through Clear Creek Canyon. In 1893, the Denver Lakewood and Golden Railway Company completed the first electric tramway to Lakewood and Golden from Denver. Later it became part of the Denver Tramway Corporation and was known as the “ Loop.”

A trip down the canyon to Denver by horse or wagon was a four-day outing with overnight stays in Golden and Denver. As a result, many enterprising pioneers built toll roads used for access from the mountain communities to the Front Range. The old Mt. Vernon Toll Road went from Denver to the present day Bergen Park. In 1860, the Genesee Toll Road was built that went up Mt. Vernon Canyon and on to the mines near Idaho Springs and Central City. Jefferson County in 1880 purchased many of the toll roads, they declared these roads as public highways and ended the era of toll road entrepreneurship.

Adolph Coors, Sr. founded Coors Brewing Company in 1880 and became the largest employer in the area – as it is still today. Dinosaur fossils were discovered in 1877 in the Morrison Formation along the Dakota Hogback near the town of Morrison in Jefferson County. This was the first major and important dinosaur discovery in North America.

In the early 1900’s, Mother Frances Xavier Cabrini purchased property on Lookout Mountain above Jackson Gulch. Here she built a summer home made out of stone to house Denver orphans. This home still stands today and is a popular tourist attraction. Another popular tourist attraction is the summer home of Charles Boettcher built on Lookout Mountain. Also on Lookout Mountain, Buffalo Bill Cody was laid to rest in June of 1917 near the Pahaska Tepee site.

In 1941, the Remington Arms Company ammunition factory was awarded a Federal contract and built a factory in Lakewood. The site today is the Denver Federal Center. In 1952, construction of Rocky Flats Atomic Energy Plant began in northern Jefferson County. Three years later Martin-Marietta Company now known as Lockheed-Martin Company built facilities in southern Jefferson County near Waterton Canyon.

Many notorious people either lived or visited Jefferson County throughout the early years. Deer Creek Canyon was a popular rest stop for Jesse James and Horsethief Thompson, a member of the notorious Hole-in-the-Wall Gang. Legend has it that Jesse James visited a family on Sampson Mountain and gave them a gold bar for their hospitality. Alferd Packer, Colorado’s alleged cannibal lived in the Deer Creek area. Local residents reported that Packer stayed in a dugout known as Colorow’s Cave following his parole from prison in 1901. Packer always maintained his innocence and he was well liked by his Deer Creek neighbors. He worked as a hired hand on many local ranches until his death in 1907.

Today Jefferson County, Colorado is one of the many growing and successful county’s in Colorado.


The total population of Jefferson County, Colorado as of 2006 was 526,994 people. This includes the unincorporated areas in Jefferson County with a population of approximately 187,936 people. Golden is the county seat and Lakewood is the most populous city in Jefferson County.

The total area of Jefferson County is 773 square miles with 655 square miles of unincorporated area. Jefferson County spans 4 to 18 miles west to east and 54 miles north and south following the Front Range. The elevation of the cities and towns in Jefferson County varies from 5,340 feet up to 8,142 feet in the Aspen Park/Conifer area. Approximately 767 square miles of Jefferson County is land and 6 square miles is water.The county is known as the Gateway to the Rocky Mountains.

The median income for a household in Jefferson County is $57,339, and the median income for a family is $67,310. The total households in 2005 for Jefferson County was 211,434 with 69,611 households in unincorporated areas.


There are many cities, towns and unincorporated areas with family-oriented subdivisions in Jefferson County. You can find homes priced from the mid $200,000 up to over $3,000,000 in many of the covenant controlled subdivisions in Jefferson County.

The cities in Jefferson County include Arvada, Edgewater, Golden, Lakewood, Littleton, Westminster, and Wheat Ridge. Quiet towns with a down-home feeling are found in Bow Mar, Lakeside, Morrison, Mountain View and Superior. Unincorporated areas that include lovely subdivisions with schools and parks are Applewood, Columbine, East Pleasant View and West Pleasant View. You can find high country living in gorgeous mountain settings in Aspen Park, Conifer, Evergreen, Genesee, Indian Hills, Ken Caryl, and Kittredge.

If you are considering moving to Jefferson County, Colorado and looking to finance a new or used home, contact Stone Creek Mortgage Company of Metro Denver. We are Colorado Mortgage Company who has helped many people buy and refinance homes in Jefferson County, Colorado. Even if you are unable to obtain conventional financing on any property in Jefferson County, Stone Creek Mortgage can find the right financing for you. He has funded loans within 5 days of the initial loan application and finds you the right and fairest solution for your home mortgage loan.


Jefferson County, Colorado offers attractions filled with cultural, recreation and education for everyone and within an hour’s drive.

Bandimere Speedway (Web site:Bandimere Speedway) located on Rooney Road off C-470 and Morrison Road exit, phone 303 697 offers heart-thumping, drag racing excitement. Come and enjoy drag racing at its best from jet cars, wheel standers, blown-nitro cars, alcohol funny cars and so much more.

Boettcher Mansion (Web site:Boettcher Mansion) located at 900 Colorow Road, Golden, Colorado, phone: 303 526 0855, is a 100 acre estate on the National Register of Historic Places. Built in 1917 as a summer home and seasonal hunting lodge for Charles Boetcher, the estate was donated to Jefferson County in the 1970’s. The Mansion and property is nestled in the heart of the Lookout Mountain Preserve only twenty minutes from downtown Denver. The mansion was constructed of native stone and timber, much of which was taken from the site. Tudor characteristics of the mansion include the half-timbered, stucco exterior and heavy wooden doors. Clipped gables, overhanging eaves, exposed beams, rafters, matching carriage house and gazebo on the grounds complement the mansion’s unique style.

Red Rocks Amphitheater (Web site: phone 303 640 2637 is located near Morrison, 15 miles west of Denver. To travel to Red Rocks Amphitheater from Denver take I-70 west to the Morrison exit, #259. At the bottom of the exit ramp turn south (left) onto Colorado Highway 93 and continue to the entrances. Or use westbound 6th Avenue to connect with I-70 west. Coming from south Denver, travel on C-470 west to the Morrison Road exit. Turn to the west into Morrison and follow the signs. Built by Civilian Conservation Corps under the Works Progress Administration and the Denver Mountain Parks in 1936-1940, Red Rocks Amphitheater is nestled in the Rocky Mountain Foothills as a symbol of nature’s unparalleled majesty. Red Rocks is a geologically formed, open-air Amphitheatre that is not found anywhere else in the world. The natural design of the Amphitheatre consists of two, three hundred-foot monoliths (Ship Rock and Creation Rock) that provide acoustic perfection for any performance. The area of Red Rocks, originally known as the Garden of Angels, has attracted the attention of musical performers since before the turn of the century. The majestic setting of the Amphitheatre, along with the panoramic view of Denver, makes Red Rocks Amphitheater a spectacular and breathtaking scene.

Tiny Town Railroad (Web site: located at 6249 S Turkey Creek Rd, Morrison, Colorado, phone 303 697 6829, was a town in 1915 located at the site of the Denver-Leadville stagecoach stop in the scenic mountain canyon southwest of Denver. George Turner, owner of the land, decided to delight his young daughter by constructing one-sixth-sized buildings with a turn- of-the-century flavor. In 1920, the tiny town was opened to the public and five years later became one of Colorado’s top attractions. In 1990, The Tiny Town Foundation was set up as a not-for-profit effort to ensure the cherished village would be preserved as a special place for kids of all ages.

Dinosaur Ridge (Web site: located at 16831 W. Alameda Pkwy, Morrison, Colorado. phone 303 697 DINO, is one of the world’s most famous dinosaur fossil locations. In 1877, Apatosaurus, better known as Brontosaurus; Diplodocus; Stegosaurus, the Colorado State Fossil; and Allosauru bones were discovered. These animals represented life 145 million years ago in the Late Jurassic Epoch, also known as the “Age of Brontosaurs.” Today, Dinosaur Ridge is a walking tour destination for over 70,000 dinosaur enthusiasts each year.


Golden Gate Canyon State Park
Web site:

Golden Gate Canyon State Park offices are located at 92 Crawford Gulch Road, Golden, Colorado, phone 303 583 3707 is only thirty miles west of Denver. With m ore than 12,000 acres of dense forest, rocky peaks and aspen-rimmed meadows laced with miles of trails you’ll enjoy hiking, horseback riding, mountain biking and even winter sports at Golden Gate Canyon State Park. The Park offers amenities such as electrical hook-ups and tent-sites in two different campgrounds, stocked fishing ponds, picnic sites and the Panorama Point Scenic Overlook, where you can see 100 miles of the Continental Divide. The park also offers numerous group facilities and is a special place for weddings, family reunions and company picnics. With five cabins and two yurts, you can enjoy comfortable overnight stays. In the winter, the Park is opened for cross-country skiing, snowshoeing, sledding, ice fishing and ice-skating.

Lookout Mountain Nature Center
Web site:

Lookout Mountain Nature Center is just minutes off I-70. Westbound, take exit 256 and turn right. Eastbound, exit 254 and turn left. Follow the brown highway signs to the nature center. This gorgeous 110-acre park offers exhibits that depict migrating birds and reveal secrets of the ponderosa pine forest. Visit the Discovery Corner and Observation Room. Outside stroll trails winding through forest and meadow, picnic beneath towering pine trees or join a naturalist-guided program.

Chatfield State Park
Web site:

Chatfield State Park is southwest of Denver and located south of C-470 and Wadsworth. This manmade reservoir and park offers many outdoor activities. Bring your sailboats, speedboats or fishing boats for a fun day of water sports. Enjoy the scenic views of the neighboring foothills and Platte River valley while hiking or biking along the many trails. You can camp, horseback ride or fly a model airplane at the Park. You may even see hot air balloons lifting off early in the morning. With over 197 campsites all with electrical hookups and many with full water, sewer and electric this quick get-away is perfect. All the campsites are within walking distance to the lake and have picnic tables and grills. The facilities are fantastic with flush toilets, hot showers, laundry, centrally located water, fire rings and a sanitary waste station.

National forests and wilderness areas include:

Pike National Forest
(Web site:

Roosevelt National Forest
(Web site:

Lost Creek Wilderness 
(Web site:

Foothills Park and Recreation District

(Web site: was established in 1959 as South Jeffco Metropolitan Recreation and Park District. In 1970, the District was renamed to Foothills and currently maintains forty-one developed park sites, three regional parks, eight community parks, twenty miles of trails and fourteen reservoirs/conservation areas totaling more than 2,250 acres of public park ground. The boundaries encompass about 28 square miles and serve a population of approximately 90,000 residents. The red rocks of the hogback on the west provide a spectacularly backdrop for the geographical boundary. Moving north to Hampden Avenue to Sheridan Boulevard on the east, C-470 on the south and the hogback on the west, the Foothills area is all within unincorporated Jefferson County.

Ken Caryl Ranch Metropolitan District located at 7676 S Continental Divide Rd, Littleton, Colorado, phone 303 979 1876 (Web site: has over 4,800 acres of foothills open space available for residents’ use. This includes the Dakota Hogback area and land to the north and west of the Valley.

Some of the featured golf courses located in Jefferson County, Colorado are:

Hiwan Golf Club located at 30671 Club House Lane, Evergreen, Colorado, phone 303 674 3369, is a private golf and country club located in Evergreen, Colorado, just twenty-five miles west of downtown Denver via Interstate Highway 70. At an elevation of 7,665 feet, this challenging golf course design uses the natural mountain contours and retains much of the thick growth of ponderosa pines. According to Club tradition, during a visit by President Eisenhower in 1963, he remarked that the layout reminded him of Augusta. From then on, Hiwan and Augusta’s greens have been favorably compared to each other.

Foothills Golf Course located at 3901 South Carr St., Denver, Colorado, phone 303 409 2400, Web site, is a public golf course featuring an 18-Hole Championship Course, a 9-Hole Executive Course, and a 9-Hole Par 3 Course. The facility also features a lighted grass driving range, lighted short game area and lighted practice putting green.


Jefferson County School District R-1 operates the schools in the cities and unincorporated areas of Jefferson County, Colorado (Web site:Jeffco Public Schools. Student enrollment throughout Jefferson County School District in 2005 was 84,478 students in grades Kindergarten through 12 th grade. Each neighborhood in Jefferson County has an assigned elementary, middle and high school from Arvada, Lakewood, Bear Creek, Golden, Wheatridge, and Evergreen to Conifer as well as unincorporated areas such as Littleton and Ken Caryl.


Jefferson County, Colorado banks are located in different cities throughout Jefferson County. Some of these banks include, Bank of the West, Compass Bank, Wells Fargo, First Bank and many more. Follow this link to find your favorite bank


Molson Coors Brewing Company is one of the major employers in Jefferson County, Colorado. Located in Golden, Colorado at t 311 10 th Street, Golden, phone 303 277 2337, dominates the Clear Creek valley just east of downtown Golden. Founded in 1873 by Adolph Coors, the brewery today is the largest single brewery in the world and employs between 2,500 to 5,000 employees.

Colorado School of Mines located at 1500 Illinois Street in the heart of Golden, is the oldest public owned institution of higher education. The school offers degrees in science and engineering. With capacity enrollment of students from all 50 states and many foreign countries, the school is also one of the top employers in Golden, Colorado.

Jefferson County Government located at 100 Jefferson County Parkway , Golden, Colorado , phone 303-279-6511 Web site

Lockheed Martin located in Waterton Canyon, Web site, offers employment opportunities in its space headquarters, information systems and global services, mission services and enterprise information systems in Jefferson County, Colorado.

U.S.G.S. Earthquake Information Center is a division of the Department of the Interior, U.S. Geological Survey and is located in Golden, Colorado. Their facility is housed on the campus at the Colorado School of Mines. The U.S.G.S. is responsible for monitoring, reporting, and researching earthquakes and earthquake hazards.


Xcel Energy
24-hour Electric and Gas Emergency Contacts:
Electric Emergency/Power Outage 
Gas Emergency/Gas Odor 
Web site:

Jefferson County Government 
Administration and Courts Facility
100 Jefferson County Parkway
Golden , Colorado 80419
Phone: 303 279 6511
Web site:

Jefferson County Sheriffs Department 
200 Jefferson County Parkway
Golden, CO 80401
Phone: 303 277 0211
Web site:

Jefferson County Fire Department

Web site:Jefferson County Colorado Fire Departments


Colorado Mills located at 14500 W Colfax Ave, Golden, CO phone 303 384 3000 offers shopping enthusiasts with the best brand names and outlet-shopping extravaganza. You’ll find Neiman Marcus, Off Broadway Shoe Warehouse, Saks 5 th Avenue off 5 th, Build a Bear Workshop, Banana Republic Factory store and much more. Stop and relax at the many fine restaurants or just enjoy the fun entertainment centers the mall has to offer.

Aspen Grove Lifestyle Center located at 7301 S Santa Fe Dr, Littleton, CO offers an open-air venue for visiting exciting designer stores and excellent restaurants.

Belmar located at South Wadsworth Boulevard and Alameda Avenue replaces the old Villa Italia Mall. The redeveloped Belmar Mall houses a diverse mix of residential, retail and cultural establishments.

Antique Mall of Lakewood located at 9635 West Colfax Avenue, Lakewood, offers shopping adventure for antique hunters and memorabilia collectors. This 34,000 square foot mall has three floors filled with great antiques. Grab a quick lunch at the Copper Kettle restaurant in the mall.

Southwest Plaza at 8501 West Bowles Ave, Littleton, phone 303 973 5300 featuring Dillard’s, Macy’s, JCPenney, Sears, Footlocker, Dick’s Sporting Goods and over 150 specialty stores.